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The Smart Money Never Left: Why 2026 Is Setting Up for a CRE Rebound

If the last two years in commercial real estate felt like extra innings with no scoreboard, you weren’t imagining it. Higher interest rates, tighter lending, and a cautious capital market put a lot of deals on ice. But here’s the key point many headlines missed:

The smart money never actually left the field. It just changed positions.

According to a recent GlobeSt. analysis, private buyers—high-net-worth individuals, family offices, and syndicators—have quietly been carrying the market, even as large institutions hit pause and waited for better visibility on rates and pricing. And now, as borrowing costs stabilize and transaction velocity starts to pick back up, institutional capital appears to be stretching in the on-deck circle.

Private Capital Has Been Doing the Heavy Lifting

Since 2010, private investors have accounted for roughly 47% of all U.S. commercial real estate acquisitions. That share jumped above 55% of deployed capital in 2025, even while institutional players pulled back, representing only about 21% of acquisitions in the first three quarters of the year.

In plain English:
While pensions, REITs, and large funds waited for interest rates and valuations to settle into a new normal, private buyers kept writing checks.

Why?

Because private capital is typically:

  • Less constrained by quarterly reporting
  • More flexible on hold period
  • Willing to lean into basis resets when pricing dislocates

That’s exactly what we saw in 2023–2025. Fundraising slowed, deal flow dipped, but well-capitalized private groups continued buying—especially in sectors and markets where they could underwrite durable cash flow and long-term upside.

The Capital Markets Backdrop Is Improving

The GlobeSt. piece also points out something critical:
Equity availability and deployment are improving as interest rates stabilize and leverage becomes more accretive again.

After peaking in 2022, fundraising volumes fell sharply in 2023 and early 2024. But by late 2025, capital flows and transaction activity began to recover, with deal velocity up more than 17% year-over-year in the first three quarters.

This is the classic early-cycle signal:

  • Debt costs flatten
  • Bid-ask spreads narrow
  • Confidence starts returning
  • Capital that was sidelined begins moving back into the market

Institutions, in particular, raised over $120 billion in fresh capital in 2025, and with returns turning positive again, many are preparing to re-enter acquisition mode in 2026.

What the Property Sectors Are Telling Us

The fundamentals are also quietly improving across several major sectors:

  • Office: Net absorption rebounded to roughly 85 million square feet in 2025, with demand expected to remain positive into 2026 as quality space continues to outperform.
  • Retail: Net absorption is projected to exceed 10 million square feet, with limited new supply and steady tenant demand supporting occupancy and rent growth.
  • Industrial & Multifamily: Both are expected to maintain steady demand, supported by long-term demographic and logistics trends, even in a slower overall employment environment.

This isn’t a “back to 2021” story. It’s a “back to rational, income-driven investing” story.

What This Means for Investors and Owners

From an advisory and GP/LP perspective, this setup is important:

  • For Buyers:
    2026 looks like a window where basis still reflects higher-rate stress, but capital markets are thawing. That’s historically when disciplined buyers generate their best vintage-year returns.
  • For Sellers:
    Liquidity is improving, buyer pools are deepening, and institutional demand is likely to layer back in—particularly for well-leased, clean, institutional-grade assets.
  • For the Market Overall:
    We’re transitioning from a period dominated by forced price discovery to one driven by capital re-entry and yield competition.

The Bottom Line

The last cycle wasn’t a collapse—it was a reset.
Private capital stepped in first, proving that conviction never disappeared. Institutions are now lining up to follow.

Smart money doesn’t wait for headlines to turn bullish.
It positions itself early, when fundamentals are stabilizing, and sentiment is still cautious.

And that’s exactly what 2026 is shaping up to be:
Not a hype-driven rebound—but a disciplined, capital-led one.

Justin Langlois, CCIM is a Commercial Real Estate Advisor with Stirling Investment Properties servicing Baton Rouge, Louisiana and surrounding markets. Please reach out to Justin to discuss your real estate investment strategies.

Source: “CRE Investment Fueled by Private Buyers, Institutions Poised to Return,” GlobeSt., Jan. 20, 2026, by Kristen Smithberg.

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